You’re a lender; borrow our technology.

For lenders, building and maintaining a technical infrastructure is cost prohibitive. But with Currency Express, you don’t have to deal with it. Our technology is available to power all of your important operations, from origination to funding and everything in between.

Call 877-358-4595

Our technology does a lot more than just find the best loans.

  • ID VERIFICATION
    Validate an identity in real-time to drive customer acquisition, deter fraud and meet compliance regulations.
  • CREDIT REPORTING
    Instantly pull multiple consumer and commercial credit reports.
  • DYNAMIC KBA
    Verify that someone is who they claim to be using dynamic multiple-choice, knowledge-based authentication questions.
  • FRAUD SOLUTIONS
    IDology’s collaborative fraud platform enables customers to monitor and stop fraudulent activity across the entire network.
  • MOBILE SOLUTIONS
    Enhanced identity solution for mobile commerce. Assess mobile risk, deter fraud and improve user experience with a persistent mobile identity.
  • PHOTO ID SCAN
    Scan and validate a photo ID where documentation review is required. Verify data and compare a user’s face to their ID photo.
  • INCOME TAX RETURN VERIFICATION

    Suite of fast and reliable Ability-To-Pay Solutions, including:

    • 4506-T Income Verification
    • Verification of Accounts
    • SSN Verifications
    • Verifications of Employment
  • BANK STATEMENT VERIFICATION
    • Provides fast, efficient, secure online account verification
    • Enables faster time to market with easy, quick configuration and seamless integration with app
    • Reduces development cost
    • Speeds consumer onboarding process
    • Securely verifies accounts in seconds vs. days
    • Provides widest bank website coverage available
    • Mitigates fraud and risk with the online account opening process
    • 100% REST & SOAP web interfaces + JSON and XML
    • Increases conversion rates and profitability
    • Reduces customer friction and abandonment in application process
    • Confirms available funds in accounts in real-time before funds transfer
    • Easy and secure "link account" process with FastLink technology
  • SALES TAX CALCULATION
    Our comprehensive tax calculation system combines industry-leading tax rate and taxability content with highly accurate jurisdiction boundary information and sophisticated logic.
  • EFFORTLESS SET-UP AND MAINTENANCE
    Configure the system to meet your needs, with options for business entities, business rules, nexus rules, users and functional permissions.
  • RATES AND TAXABILITY
    Stay up-to-date with trusted rate and taxability data from Wolters Kluwer, updated monthly with a simple download. Nexus, Jurisdiction and Situsing: Avoid collecting unnecessary taxes by accurately establishing nexus and determining which taxes must be collected, with advanced geocoding and spatial analysis based on ship-from, ship-to, order placement and order approval addresses.
  • FLEXIBLE CALCULATION
    • Calculate taxes at the line-item level
    • Use multiple ship-from and ship-to combinations in a single invoice
    • Manage minimum and maximum tax rules
    • Handle complex tax calculation routines involving tax brackets, tax charts and tiered taxes
  • CONSUMER USE TAX PROCESSING
    Perform consumer use tax self-assessments and overpayment reviews by using your existing GL account numbers and/or purchase system codes to configure CCH Sales Tax Office to identify location, product and service classification, and usage.
  • HIGHLY CUSTOMIZABLE FEATURES
    Customize the system taxability rules and tax rates when you deem necessary, with options like creating custom groups and items, custom exemptions, SKU/Group and item mapping overrides, taxability overrides, tax rate overrides, sourcing/situsing overrides and custom taxes.
  • SIMPLE EXEMPTION MANAGEMENT
    Rely on the 15 built-in exemption reason classifications or create custom exemption classes as required. With CCH Sales Tax Office, there is no need to maintain multiple customer records when the customer’s exempt status varies from state to state.
  • END-OF-MONTH COMPLIANCE
    Simplify the end-of-month reconciliation process by running liability reports based on specified date ranges, audit reports for taxes and exemptions, and output files for delivery to CCH® Sales Tax Returns Online.
  • RISK SCORE CARD
    Scoring Solutions is a leading developer of scorecards for the entire credit lifecycle.
  • PORTFOLIO SERVICING
    Uninterrupted portfolio servicing, backup servicing and successor servicing to the markets we serve.
  • E-DOCS
    • Fully paperless environment
    • Reduced transaction costs (eliminate costly paper printing, overnight shipping, faxing, mailing and filing)
    • Reduce electronic document errors (eliminate missing signatures and incomplete documents) ensures confidentiality, security, authentication, and regulatory compliance

Is there anything we can’t do to help your business?
Hmm, good question.

We have a wide variety of contacts and resources who can be helpful in various parts of the equipment financing process.

Insurance

We have a large database of insurance companies that specialize in equipment financing. We’ll connect you with them so you can find the best deal and most comprehensive coverage.

Asset Disposition

When leased equipment is ready to be sold, our partners can help you sell it for a good, fair price.

Site Inspection

We'll connect you with our approved network of inspectors to make sure your equipment is operating in a safe environment.

Recruiting Services

Believe it or not, a network of equipment financing specialists does exist. And we have it.

CONTACT BY PHONE

Call 877-358-4595